DISCLAIMER

This website, application and all services comprised herein (“Services”) are provided "as is" and "as available", without any warranties of any kind, whether express, implied, or statutory. The Services and all owners of the content therein disclaim any express, implied, and statutory warranties regarding the content, including warranties of satisfactory quality, merchantability, fitness for a particular purpose, or non-infringement. Neither Services nor any owner thereof warrants that they are free of malware or other harmful components. In addition, the Services make no representation regarding, nor does it warrant or assume any responsibility for, any third-party applications (or the content thereof), user content, devices or any product or service advertised, promoted or offered by a third party on or through the Services or any hyperlinked website, and the Services are not responsible for any transactions between you and any third-party providers of the foregoing. No advice or information whether oral or in writing obtained by you from the Services shall create any warranty on behalf of it. This section applies to the fullest extent permitted by applicable law. This website or application is in full control of the content posted or any content shared by a user and can at any time take action against a user if any violation of the terms and conditions is noticed. Any and all forms of products provided through the Services are the exclusive intellectual property of Coupl Software India Private Limited (hereafter “Coupl”), whether registered or unregistered, and no use, access, download or viewing of such product will result in the transfer of ownership of such intellectual property available through the Services.

DISCLAIMER

All of our user bank accounts are maintained with our partner bank, which operates with a banking license issued by the Reserve Bank of India (“RBI”). Coupl does not hold a banking license issued by the RBI. The terms and conditions of our partner bank are located at: https://www.yesbank.in

All of our mutual fund investments are facilitated by and subject to the guidelines and licenses issued and held by our mutual fund partner. Coupl does not possess a license to distribute or facilitate mutual fund purchases or redemptions. The terms and conditions of our mutual fund partner are located at: https://www.icicipruamc.com

TERMS OF SERVICE

Effective Date: July 27, 2022

IF YOU DO NOT AGREE WITH ALL OF THESE TERMS OF SERVICE, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE COUPL PLATFORM AND YOU MUST DISCONTINUE USE IMMEDIATELY.

These terms of service (“Terms of Service” or “Terms”) constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“I”, “you”, “user” or ”your”) and Coupl Software India Private Limited (“Coupl”, "Company," “we," “us," or “our”), concerning your access to and use of the https://www.coupl.money website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the “Coupl Platform”). We are registered in India and have our registered office at WeWork Prestige Atlanta, 80 Feet Main Road, Koramangala 1A Block, Industrial Layout, Bengaluru, Karnataka 560034. You agree that by accessing the Coupl Platform, you have read, understood, and agreed to be bound by all of these Terms of Service.

Supplemental terms and Conditions or documents that may be posted on the Coupl Platform from time to time are hereby expressly incorporated herein by reference to the right, in our sole discretion, to make changes or modifications the Terms of Service at any time and for any reason. We will alert you about any changes by updating the “Last updated” date of these Terms of Service, and you waive any right to receive specific notice of each such change. Please ensure that you check the applicable Terms every time you use our Coupl Platform so that you understand which Terms apply. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms of Service by your continued use of the Coupl Platform after the date such revised Terms of Service are posted. The information provided on the Coupl Platform is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Coupl Platform from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

The Coupl Platform is intended for users who are at least 18 years old. If you are under 18 years of age, you may only interact with or use the Coupl Platform through your parent or legal guardian.

GENERAL

The general terms and conditions include the common terms and conditions applicable to the use and access of the Coupl Platform. These terms are expressly agreed upon between you and Coupl Software India Private Limited, India.

USER REPRESENTATIONS

By using the Coupl Platform, you represent and warrant that: (1) all registration information you submit will be true, accurate, current, and complete; (2) you will maintain the accuracy of such information and promptly update such registration information as necessary; (3) you have the legal capacity and you agree to comply with these Terms of Service; (4) you are not a minor in the jurisdiction in which you reside; (5) you will not access the Coupl Platform through automated or non-human means, whether through a bot, script, or otherwise; (6) you will not use the Coupl Platform for any illegal or unauthorized purpose; and (7) your use of the Coupl Platform will not violate any applicable law or regulation.

If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Coupl Platform (or any portion thereof).

You will be required to register with the Coupl Platform. You agree to keep your password confidential and will be responsible for all use of your account and password. We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.

PROHIBITED ACTIVITIES

You may not access or use the Coupl Platform for any purpose other than that for which we make the Coupl Platform available. The Coupl Platform may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.

As a user of the Coupl Platform, you agree not to: